How much more than the minimum payment should I have to pay to pay off my credit card? I am on a special 4.9% interest rate until the balance is paid and I owe $2500.00. My minimum payment is about 75.00.

If you pay $75 each and every month (not decreasing your amount even if your minimum drops) then you should have it paid off in 36 months.

If you pay $85, you will pay it off in 31 months.

If you pay $100, you will pay it off in 27 months.

At $125 a month, you will pay it off in 21 months.

I hope these examples help.